What to do if you’re in a car accident

Being involved in a car accident can leave you shaken and confused. However, there are things you must accomplish to protect yourself legally. It’s important to do them immediately so that evidence stays intact and details of the accident are fresh in your mind. Here is a list of tasks that should be carried out in case of an accident. Stop. Do not leave the scene of an accident. Leaving the scene of an accident … Continue reading

Do you know what your car insurance policy says?

Following up on our bad faith insurance blog, we pose the question: Do you know what is in your car insurance policy? Do you know exactly how you’re covered in case you get into a car accident? If not, and many people don’t, a copy should be requested and read. Why is this important? Many people don’t understand insurance coverage. Reading an insurance policy and understanding it could help avoid difficulties and disputes that could … Continue reading

Beware icy roads this winter

Icy roads caused a number of accidents nationwide over the weekend. Just outside Philadelphia, the weather conditions triggered a crash involving up to 50 vehicles, killing at least one person. On Staten Island, a 15 car accident was the result of ice on the roadway. The New Jersey turnpike also saw a multi-car pileup due to ice. That’s just a handful of car accidents that took place on Sunday. There are numerous reasons these accidents … Continue reading

When insurance companies act in “Bad Faith”

What is “bad faith?” Webster’s Dictionary defines “bad faith” as lack of honesty in dealing with other people. Insurance companies act in bad faith when they handle claims with a dishonest or improper approach. It could be a wrongful denial of a claim or extreme delay in processing payment of benefits, and it happens all too frequently. Washington protects insurance policyholders under the Insurance Fair Conduct Act (IFCA) and the Consumer Protection Act. Why would … Continue reading

MBC attorney running for term as TPCBA Trustee

The Tacoma-Pierce County Bar Association (TPCBA) election is coming up and MBC attorney James McCormick is in the running for a two year term as a Trustee. James has served the bar for many years in different capacities. His term as the chair of the Volunteer Legal Services Committee is coming to a close, and he’s looking to continue his service to help improve the TPCBA and to assist other members with their professional goals. … Continue reading

Car accident series volume 2: Underinsured motorist coverage (UIM)

by Stephen L. Bulzomi Every car insurance company in Washington must offer buyers Underinsured Motorist Insurance (UIM). UIM coverage provides protection from other drivers who have insufficient insurance to cover the damages and losses resulting from a car wreck or those who have no insurance at all. This coverage applies to injury and property damage claims. Drivers are not required to buy UIM coverage. However, the law requires any rejection of UIM coverage to be … Continue reading

Car accident series volume 1: PIP insurance

by Stephen L. Bulzomi Washington law requires drivers to carry car insurance. Some of us may buy a policy without realizing what we’ve purchased. A car insurance policy is essentially of bundle of smaller policies insuring us against different risks. This post will focus upon one of those coverages: Personal Injury Protection Coverage (PIP). Under Washington law, your car insurance company must offer you PIP coverage when it sells you a policy. The coverage will … Continue reading

Workplace Injuries- Your Rights as a Temp Agency Employee

by Stephen L. Bulzomi As the economy continues to recover, we are seeing an increasing number of cases involving injured employees of temporary staffing agencies. Such employees can find themselves in a “no-man’s land” within the Industrial Insurance System. Here are a few suggestions to navigate the confusing maze. A little background first. As the national economic recovery continues, employers, including manufacturers, are cautiously increasing production. This expansion can require more workers, but many employers … Continue reading

Happy Holidays!

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15 things to keep in your car during winter

Winter driving means cold cars, icy roads, obstructed vision from inclement weather and perhaps getting stuck in the snow. If you’re going to be doing a lot of driving and traveling this holiday season, ensure that your vehicle is equipped with the right items in case of a breakdown, accident or other emergency. 1. Cell Phone & Charger: If you don’t have a cell phone in today’s connected world, you should at least have an … Continue reading